A Different Kind of Bottom Line: Boards Can Make or Break Nonprofits’ Success

Nonprofits contribute a jaw-dropping $900 billion to the U,S. economy each year, according to the Washington-based think tank Urban Institute. In New Hampshire alone, 16.7 percent of those in the workforce are employed by nonprofits, which generate $11.8 billion in annual revenues, according to data from a 2016 report by the Independent Sector. While most of this activity takes place in health care and education, a substantial portion...

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The Exit Interview: Andrew Winter
Apr25

The Exit Interview: Andrew Winter

Andrew Winter is a busy guy. As the executive director of Twin Pines Housing Trust, he’s always on the lookout for new affordable housing opportunities. Here, he talks with ENTERPRISE about the nonprofit’s mission, its challenges and why he’s excited about what’s in the works. (Questions and answers have been edited for clarity and length.) What role do you play in helping Twin Pines to accomplish its...

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Old Business: A Walk Around the Lebanon Mall in Decades Past
Apr25

Old Business: A Walk Around the Lebanon Mall in Decades Past

A look back at the businesses that once were part of downtown Lebanon.

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From the Editor: Winter 2018

My earliest memory of anything related to personal finance is of my mother taking me into her bedroom, where she produced two white business envelopes. “We’re going to start giving you a $7 weekly allowance, and you’re going to learn about saving,” she told me. She put Dalmation labels on each of the envelopes and wrote “short-term goals” on one, “long-term goals” on the other. Seven-year-old me was just happy to hear I was going to...

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The Exit Interview: Sally J. Boyle Wants to Help People Divorce Better

Hanover resident Sally J. Boyle wants to help people divorce better. A certified financial planner, certified divorce financial analyst and principal of SJ Boyle Wealth Planning, she drew upon her experience — both personal and professional — to create a primer, released in January that demystifies the divorce process. Here, Boyle breaks down strategies to make splitting up as peaceful as possible. (Questions and answers have been...

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The Protection Predicament: Overdraft Protection Can Be a Blessing — Or a Curse

The overdraft protection law “puts the decision in the hands of the consumer as to whether they want overdraft protection for small-dollar transactions conducted by ATM and debit card,” says Greg McBride, CFA and Bankrate’s senior economic analyst. Ultimately, opting in has two major benefits. It protects those who worry about finding themselves in the embarrassing situation of having their card declined. And it provides a temporary,...

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Workplace Navigator: You Made a Mistake. Should You Explain?

Question: I teach at a university. I recently missed the deadline for ordering textbooks and materials for a new class I was asked to teach on short notice. In doing so, I created extra work for a lot of colleagues, and news of my infraction was pushed up the managerial ladder as approval was sought for my requests from my department head, dean and others. I am deservedly in the doghouse. I apologized and promised never to do this...

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The Business of Agriculture: Rep. Ann Kuster on the Farm Bill
Feb26

The Business of Agriculture: Rep. Ann Kuster on the Farm Bill

As a member of the House Committee on Agriculture, U.S. Rep. Annie Kuster, D-N.H., is working to help small-farm operations. The sweeping legislation known as the “farm bill,” which currently is being written, touches on a number of issues ranging from organics to financing to housing. Here, she talks details with Enterprise. (Questions and answers have been edited for length and clarity.) Tell us a little bit about the legislation...

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Paying for College: How to Get Your Credit Ready to Secure Student Loans

We all know college is expensive, but most families don’t understand true costs until senior year. This is when parents realize their college savings plan, if they have one, won’t be enough. Assessing your financial house before senior year helps you create a plan and may uncover cash to put aside. According to finance experts, many families don’t look hard enough at ways to free up current cash flow for college. But if you anticipate...

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Tech Q&A: Upgrading a Windows 10 PC That’s Out of Memory

Question: I have a Dell Inspiron 3050 that uses Windows 10 and has an SSD (Solid State Drive, or computer chip memory) rather than a hard drive. Recently, I’ve been getting a message that says a Windows 10 update can’t be installed because I don’t have enough available memory. I transferred all the data I could to an external memory card in order to open up more storage space, but it hasn’t been enough. I’ve also tried to reboot the...

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