Workplace Navigator: You Made a Mistake. Should You Explain?

Question: I teach at a university. I recently missed the deadline for ordering textbooks and materials for a new class I was asked to teach on short notice. In doing so, I created extra work for a lot of colleagues, and news of my infraction was pushed up the managerial ladder as approval was sought for my requests from my department head, dean and others. I am deservedly in the doghouse. I apologized and promised never to do this...

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Considering Tapping Your 401(k) For a Home Down Payment? Check Yourself

If you’re planning to take a loan out on your 401(k) to purchase a home, you better check with your employer first. Your employer’s rules on borrowing from your retirement funds might be tougher than those of the Internal Revenue Service. According to the IRS, retirement plans may offer loans to participants but are not required to do so. The good news is that, according to the Plan Sponsor Council of America, or PSCA, most employers...

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A Snapshot of the Upper Valley’s  Real Estate Market

With spring around the corner, many people are thinking about real estate. Spring traditionally is when homes are listed for sale, and in this area, most rental property leases expire in the summer months. While buying, selling or renting is a personal decision, the impact of the housing market touches all areas of the local economy. Here’s what the experts are seeing this season. Now is the time to buy…. or sell The home ownership...

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Company News: Winter 2018

The Upper Valley’s in-plant rug cleaner, RealClean Rugs in Lebanon, has been acquired by Cara and John Eliason. The company’s longtime owner, 66-year-old Keith Beardslee, recently retired from the business he started in the early 2000s after previously working in the building and insurance industries. “I’ve been working here since last year, doing all the physical labor and learning from Keith,” said Cara Eliason, of White River...

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Hang in There, Retirees: Things to Keep in Mind About the Stock Market

When stock market volatility spikes, financial advisers typically remind investors they have time to keep the money invested and let it ride out the cycle, but what about people already in retirement? As a whole, people in their 70s and beyond used to have very little invested in stocks, but that has changed in recent years due to low savings rates and longer life expectancy, said Kathryn Bruzas Hauer, a financial adviser in Aiken,...

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The Protection Predicament: Overdraft Protection Can Be a Blessing — Or a Curse

The overdraft protection law “puts the decision in the hands of the consumer as to whether they want overdraft protection for small-dollar transactions conducted by ATM and debit card,” says Greg McBride, CFA and Bankrate’s senior economic analyst. Ultimately, opting in has two major benefits. It protects those who worry about finding themselves in the embarrassing situation of having their card declined. And it provides a temporary,...

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The Exit Interview: Sally J. Boyle Wants to Help People Divorce Better

Hanover resident Sally J. Boyle wants to help people divorce better. A certified financial planner, certified divorce financial analyst and principal of SJ Boyle Wealth Planning, she drew upon her experience — both personal and professional — to create a primer, released in January that demystifies the divorce process. Here, Boyle breaks down strategies to make splitting up as peaceful as possible. (Questions and answers have been...

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The Business of Agriculture: Time of Transition for Upper Valley Vegetable Farms
Nov27

The Business of Agriculture: Time of Transition for Upper Valley Vegetable Farms

For Sale: Iconic local business w/ dedicated customer base. Turnkey operation, established markets. Includes housing, a healthy lifestyle and all the food you can eat. For Sale: Small business with high capital costs and low return on investment. Modest income potential. Must be willing to work odd hours and weekends. Unlikely to qualify for conventional financing. Anyone looking to buy a vegetable farm in the Upper Valley these days...

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People in Business: December 2017
Nov27

People in Business: December 2017

Christina Mattsson, of Woodstock, has been named sports programming director at Suicide Six Ski Area and the Woodstock Inn & Resort. Mattsson will oversee the ski and snowboard school at Suicide Six during the winter, and also will develop sports programming at the Woodstock Athletic Club. With the goal of establishing the mountain as a year-round destination, initiatives under her lead will include launching the downhill...

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Creative Economy: Volunteer Effort Works to Boost East-Central Vermont’s Creative Community
Nov27

Creative Economy: Volunteer Effort Works to Boost East-Central Vermont’s Creative Community

Members of the “creative” sector of the economy in Orange and Windsor counties have a new resource to help them expand their markets and connect with others. Known as Cornerstone Creative Community, the all-volunteer organization covers a 40-town area in East-Central Vermont — from Springfield in the south to Topsham and Newbury to the north and west to Bridgewater and Stockbridge. The Connecticut River is the border to the east, but...

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