Social Security Q&A: Can I Apply for Benefits Online?
Question: My neighbor said he applied for Social Security retirement benefits online. Can you really apply for retirement without traveling to an office?
Answer: Yes, you can. It’s the easiest, fastest, and most convenient way to apply for retirement benefits. Social Security’s secure website makes it simple, allowing you to apply for retirement benefits in as little as 15 minutes. You can get started now at http://www.socialsecurity.gov/applyonline.
Q: What is the earliest age I can begin receiving Social Security retirement benefits?
A: The earliest age you can begin receiving Social Security retirement benefits is age 62. If you decide to receive benefits before your full retirement age, which for most people is age 66 or 67, you will receive a reduced benefit. Keep in mind you will not be able to receive Medicare coverage until age 65, even if you decide to retire at an earlier age. For more information, go to http://www.socialsecurity.gov/retire.
This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213 or visit http://www.socialsecurity.gov.