FILE – In this June 15, 2017, file photo, a customer uses a credit card in Haverhill, Mass. Brick-and-mortar retailers face a challenging environment, and if your go-to store closes, it could have implications for your store credit card. Private-label credit cards are more likely to be closed because they can’t be used anywhere else, whereas a co-branded card which has a Visa or Mastercard logo should still be accepted by most merchants. (AP Photo/Elise Amendola, File)
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FILE – In this June 15, 2017, file photo, a customer uses a credit card in Haverhill, Mass. Brick-and-mortar retailers face a challenging environment, and if your go-to store closes, it could have implications for your store credit card. Private-label credit cards are more likely to be closed because they can’t be used anywhere else, whereas a co-branded card which has a Visa or Mastercard logo should still be accepted by most merchants. (AP Photo/Elise Amendola, File)