FILE - In this June 15, 2017, file photo, a customer inserts a credit card to buy gas in Haverhill, Mass. It’s always good to pay off your credit card debt, but now may be a better time than ever to do so. Americans’ debt levels have been creeping back up recently and interest rates are expected to rise soon. That’s a combination that could put consumers in a bind if they’re carrying a balance on their cards. (AP Photo/Elise Amendola, File)

FILE – In this June 15, 2017, file photo, a customer inserts a credit card to buy gas in Haverhill, Mass. It’s always good to pay off your credit card debt, but now may be a better time than ever to do so. Americans’ debt levels have been creeping back up recently and interest rates are expected to rise soon. That’s a combination that could put consumers in a bind if they’re carrying a balance on their cards. (AP Photo/Elise Amendola, File)

FILE – In this June 15, 2017, file photo, a customer inserts a credit card to buy gas in Haverhill, Mass. It’s always good to pay off your credit card debt, but now may be a better time than ever to do so. Americans’ debt levels have been creeping back up recently and interest rates are expected to rise soon. That’s a combination that could put consumers in a bind if they’re carrying a balance on their cards. (AP Photo/Elise Amendola, File)

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