FILE - In this Jan. 16, 2019, file photo veterinary medical application student senior Caroline Crawford, 17, checks the capillary refill time on a dog during a clinic at the Tyler Independent School District Career and Technology Center in Tyler, Texas. When pets get sick, expenses can pile up quickly. If you encounter a sky-high vet bill, have a plan for dealing with it while keeping debt under control. (Sarah A. Miller/Tyler Morning Telegraph via AP, File)

FILE – In this Jan. 16, 2019, file photo veterinary medical application student senior Caroline Crawford, 17, checks the capillary refill time on a dog during a clinic at the Tyler Independent School District Career and Technology Center in Tyler, Texas. When pets get sick, expenses can pile up quickly. If you encounter a sky-high vet bill, have a plan for dealing with it while keeping debt under control. (Sarah A. Miller/Tyler Morning Telegraph via AP, File)

FILE – In this Jan. 16, 2019, file photo veterinary medical application student senior Caroline Crawford, 17, checks the capillary refill time on a dog during a clinic at the Tyler Independent School District Career and Technology Center in Tyler, Texas. When pets get sick, expenses can pile up quickly. If you encounter a sky-high vet bill, have a plan for dealing with it while keeping debt under control. (Sarah A. Miller/Tyler Morning Telegraph via AP, File)

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