Social Security Q&A: Many Helpful Publications Available on Audiobook
Question: I prefer reading by audiobook. Does Social Security have audio publications? Answer: Yes. You can find them at http://www.socialsecurity.gov/pubs. Some of the publications available include What You Can Do Online, How Social Security Can Help You When a Family Member Dies, Apply Online for Social Security Benefits, and Your Social Security Card and Number. You can listen now at http://www.socialsecurity.gov/pubs. Q: I am...
Social Security Q&A: Do I Have to Wait a Year to Apply for Disability?
Question: I heard that my disability must be expected to last at least one year to qualify for Social Security disability benefits. Does this mean I have to wait until I’ve been disabled an entire year before applying for disability? Answer: No. If you believe your disability will last a year or longer, apply for disability benefits as soon as you become disabled. Processing your application can take an average of three to five...
Social Security Q&A: Can I Apply for Benefits Online?
Question: My neighbor said he applied for Social Security retirement benefits online. Can you really apply for retirement without traveling to an office? Answer: Yes, you can. It’s the easiest, fastest, and most convenient way to apply for retirement benefits. Social Security’s secure website makes it simple, allowing you to apply for retirement benefits in as little as 15 minutes. You can get started now at...
Social Security Q&A: When Should I Apply for My Benefits?
Question : How far in advance should I apply for Social Security retirement benefits? Answer: You should apply three months before you want your benefits to start. Even if you aren’t ready to retire, you should still sign up for Medicare three months before your 65th birthday. When you’re ready to apply for retirement benefits, use the online retirement application for the quickest, easiest and most convenient way to apply. Find it at...
Money Talk: Best Loan Repayment Plan? It Depends
Question: I have $105,000 in medical school loans with an interest rate of 2.875 percent. I have another consolidated federal loan at 6 percent. I’m making $180,000 in the private sector and like my job. Should I consolidate everything, try to get a public sector job, and apply for loan forgiveness after 10 years while paying as little as possible? Or should I accelerate my loan payments? I would be able to pay almost the full amount...
