How to Save Yourself When Market Turns Cruel

The stock market has turned cruel, probably leaving you with losses in your 401(k), IRA and college savings. What should you do? If you want to know how far this downturn will go, be skeptical of any answer you receive. When a downturn is in motion, top analysts cannot determine whether it’s going to be a 10 to 19 percent decline, known as a “correction,” or a scary “bear market,” which inflicts losses of 20 percent or more over...

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