6 Strategies to Help You Get Out of Debt

If you’re weighed down by debt, you’re not alone. Eight out of 10 Americans have debt, with the average American carrying around $68,000, according to a Pew Survey of American Family Finances. Debt isn’t necessarily bad. In some cases, it can actually help build wealth. But if you’re saddled with a lot of high-rate consumer debt, you could be putting your finances at risk. To help you eliminate what you owe, we asked the finalists of...

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Joint Credit Card: 3 Perks

Applying or co-signing for a credit card with your loved one has its risks. The credit card and its activity appear on both of your credit reports, and you’re both responsible for the balance. If your loved one has good financial habits, however, a joint credit card account comes with a lot of perks. From helping you combine your finances to building credit and racking up rewards, a joint credit card is a great financial tool for...

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