Social Security Q&A: What Is Substantial Gainful Activity?

Question: What is substantial gainful activity? Answer: Social Security uses the term “substantial gainful activity,” or “SGA,” to describe a level of work activity and earnings. Work is “substantial” if it involves doing significant physical or mental activities or a combination of both. If you earn more than a certain amount and are doing productive work, Social Security generally considers that you are engaging in substantial...

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