Money Talk: Explaining the End of ‘File and Suspend’

Dear Readers: Congress just killed the Social Security strategy known as “claim now, claim more later” that allowed married couples to boost their benefits by tens of thousands of dollars. The changes, which were part of the recent budget deal, also eliminated the option of getting a lump-sum payout if you suspended an application for benefits and later changed your mind. Today’s column will focus on those changes. Question: My...

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