Social Security Q&A: Why Should I Sign Up for a ‘My Social Security’ Online Account?

Question: Why should I sign up for a “my Social Security” online account? Answer: The “my Social Security” account gives you a personal online account you can securely use to check your Social Security information and do business with Social Security. With a “my Social Security” account you can: ■ Keep track of your earnings and verify them every year ■ Get an estimate of your future benefits if you are still working ■ Get a letter...

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Money Talk: Don’t Co-Sign for Son’s Car Loan

Question: Our son graduated from college last year and was recently hired as a permanent employee for a company he was contracted with for the past year. He wants to buy a new car but has limited credit history. He has a credit card he has had since starting college. He uses it lightly and pays the balance off every month. If we are asked to co-sign a loan, will paying for the car positively impact his credit scores? Answer: Yes, an...

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Costs Have Hit State Health Markets Hard

Washington — State-run health insurance markets that offer coverage under President Obama’s health law are struggling with high costs and disappointing enrollment. These challenges could lead more of them to turn over operations to the federal government or join forces with other states. Hawaii’s marketplace, the latest cautionary tale, was awarded $205 million in federal startup grants. It has spent about $139 million and enrolled...

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