5 Credit Report Myths You Need To Know
If you think the credit reporting process is complicated and too hard to understand, you’re absolutely right. With several different credit bureaus, countless credit reporting laws and rules, and more than a handful of websites advertising “free” credit reports and scores, it can be hard for the average consumer to fully comprehend what goes into a credit report, how the information is reported and how it can affect a credit score. As...
Social Security Q&A: Many Helpful Publications Available on Audiobook
Question: I prefer reading by audiobook. Does Social Security have audio publications? Answer: Yes. You can find them at http://www.socialsecurity.gov/pubs. Some of the publications available include What You Can Do Online, How Social Security Can Help You When a Family Member Dies, Apply Online for Social Security Benefits, and Your Social Security Card and Number. You can listen now at http://www.socialsecurity.gov/pubs. Q: I am...
Social Security Q&A: Explaining Different Disability Documents
Question: What is the difference between the disability application and the disability report? Do I have to complete both? Answer: A disability application is a claim for Social Security disability benefits. A disability report provides information about your current physical or mental condition that is needed to process your disability application. To establish a claim for disability benefits, you need to file a disability...
A Small-Business Toolbox
Many small businesses have a small human resources team. In many cases, one person is responsible for handling HR, along with other duties. Those outside of HR don’t always understand or appreciate what the function can do for their organization. Effective human resource management can help an organization in two major ways. It can manage risk by helping the organization avoid costly fines and lawsuits; and it can enhance productivity...
Social Security Q&A: How Long Does It Take to Get a Child’s Card?
Question: I applied for my child’s Social Security card in the hospital but have not received it. How long does it take? Answer: In most states it takes an average of three weeks to get the card, but in some states it can take longer. If you have not received your child’s card in a timely manner, please visit your local Social Security office. Be sure to take proof of your child’s citizenship, age and identity as well as proof of your...
